Home Equity Loans

1st National Bank – Growin’ Wisconsin since 1876.

 

Look no further than your own home.

Your home provides support for you and your family—plus, the support to finance your other needs. Every month you’ve made timely mortgage loan payments, you’ve been building equity—equity you can use to secure a competitive-rate loan.

Whether you’re planning a major purchase, consolidating debt, or even remodeling, look no further than your home. Even better, the interest may be Tax-deductible.


Home Equity Loans-at-a-Glance

Local decision-making and processing

  • Timely turnaround with local lenders
  • Local lenders, available anytime you need assistance

Competitive financing based on the equity built in your home

  • Can be used for a wide range of needs
  • Interest may be tax-deductible.  (Consult a tax advisor.)
  • Can be done as a Home Equity Line of Credit (HELOC)
    • Access funds directly as needs arise
    • Only pay interest on the part used
    • Use your credit again and again, up to the limit; no need to re-apply until maturity
    • Interest rate could be as low as the Prime Rate*

Flexible terms, customized to your unique situation

  • Make payments easily through online banking or set up automatic payments


Are you ready to fund life with a home equity loan?