Freedom Checking

1st National Bank – Growin’ Wisconsin since 1876.

 

Checking with rewards and fraud protection.

Enjoy valuable merchant discounts at your favorite online and store-front retailers. Bank with a sigh of relief, knowing your information is always being monitored for fraudulent activity. And, in the event something should occur, everything will be handled quickly and efficiently, so you can rest easy.  You focus on your everyday life while everything compromised is fully restored and we’ll contact all of the affected vendors and agencies on your behalf.

And if that’s not enough, everyday banking functions like receiving eStatements and using your debit card can reduce your monthly fee to a big, fat zero.


Freedom Checking Account-at-a-Glance

Valuable merchant discount program offering rewards such as online rebates, local discounts, and grocery coupons

Become an automatic member of an exclusive online merchant rewards program.

Comprehensive fraud protection and restoration services

No minimum balance requirements and low monthly fee

  • Just a $50 minimum deposit to open your account
  • Low $5.00 monthly fee that may be reduced with everyday banking functions*


All 1st National Bank Personal Checking Accounts come with

Free online banking
& bill pay

Free eStatements

Free MasterCard®
debit card

Free telephone banking

 


Merchant Rewards

When you open a Freedom Checking account, you become an automatic member of an exclusive online merchant rewards program. We’ve made it really simple to find cash back deals you can get excited about– all by shopping online.

Here’s how it works:

  • Sign up at www.ChoiceCheckingRewards.com
  • Personalize your deal dashboard based on your preferences
  • Search hundreds of deals and earn cash back rewards!
  • Download the deal button to your browser for even easier searching
  • Merchants will be highlighted on Search Results Pages – so you never miss a deal!
  • Redeem rewards via the browser button or the website
  • Use your cash reward or gift card to save money!


Fraud Protection

Enjoy peace of mind, knowing your identity is constantly being safeguarded with Freedom Checking’s fraud protection services. And in the event something should occur, everything will be handled quickly and efficiently, so you can rest easy.


Wallet Replacement

Replacement of crucial items in the event your wallet is lost or stolen, including:

  • Driver’s license
  • Credit cards
  • Debit cards
  • Medical cards


Real-Time Identity Protection

  • Up to 25 items monitored around-the-clock, such as:
  • Debit cards and credit cards
  • Social Security number and other personal info
  • Immediate notification should anything unusual be detected


Identity Restoration

You focus on your everyday life while everything compromised is fully restored and we’ll contact all of the affected vendors and/or agencies on your behalf, including:

  • Credit card companies
  • Credit reporting agencies
  • Security Administration
  • And many more

You’ll receive quick, efficient service, so you never skip a beat!

ID restoration and wallet replacement are for the primary account holder only.


Ready for an account that monitors for fraudulent activity?

*The monthly fee for this account is $5.00. This fee may be reduced by doing the following during the Monthly Qualification Cycle: $2.00 reduction in fee for enrolling in and receiving electronic statements and $0.25 reduction in fee for each posted and cleared debit card purchase. Once the total monthly fee is reduced, additional debit card point of sale transactions will not result in credits to the account. ATM withdrawals do not count towards qualifying debit card transactions. All transactions must be posted to the account within the Qualification Cycle. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transactions may take one or more banking days from the transaction date to post to and clear the account. Available for personal accounts only. Certain restrictions may apply.