Look toward the future. Fund tomorrow’s aspirations with today’s unused assets when you open a fixed-rate CD at 1st National Bank. CDs earn a higher interest rate than regular savings that is locked in over the lifetime of the term—offering both guarantee and gusto. Whatever your goals, or the time frame required to meet them, we have a term to make them happen. Simply select the best-suited term, and then sit back as you earn that exact amount of savings. Calculate Your Earnings Certificates of Deposit (CDs) Accounts-at-a-Glance Receive a higher interest rate than regular savings accounts Guaranteed, fixed rates for the length of our term No risk investments, commissions, or management fees Terms ranging from 30 days to 5 years Interest payments can be automatically made to your account Automatically renewable Penalty for early withdrawal $500 minimum deposit to open for terms ranging from 1 to 5 years $1,000 minimum deposit to open for terms ranging from 30 days to 6 months FDIC insured Let Your CD Work Harder for You Consider choosing a longer-term CD. Higher interest rates are generally offered for longer terms. Allow interest to compound. Don’t spend your interest; let it build so you earn interest on the interest. Decide whether you think interest rates will rise or fall. If you think they will rise, get a shorter-term CD to take advantage of increasing interest rates. If you think they’ll fall, lock into a longer-term CD to keep a higher rate. Determine how much liquidity you need. Longer-term, higher-interest rate CDs can tie up your money for longer periods of time, but generally offer greater growth. Shorter-term CDs can provide earlier access to funds you will need in the near future. Talk to us today about opening an account. Contact Us!